termites eating wood

Termites – the mere mention of these tiny yet destructive pests can send shivers down any homeowner’s spine. And most people are not aware, homeowners insurance does not cover any termite damages that may occur to your home! In this article, we’ll dive deep into these concepts, helping you understand their importance and how they can protect your home.

Understanding Termite Bonds

A termite bond is essentially a service agreement between a homeowner and a pest control company. It’s like an insurance policy against termites, but is guaranteed by a third party bonding company. When you purchase a termite bond, you’re entering into a contract that usually includes an initial treatment, regular inspections, and the necessary treatment if termites are found in the future. 

Most pest control companies no longer use a “bonding company” and are covered by a typical insurance policy.  The wording “termite bond” is an older term that was used in the 1950 and 1960s and is still frequently used today but in many cases not the correct terminology. Although not technically the same, “bond” and “contracts” are used interchangeably in most situations. 


Termite Contracts Explained

A termite contract is also an agreement between a pest control company and the homeowner.  However,  they are not all the same.  In North Carolina, the Department of Agriculture recognizes two types of these contracts.  A Termite Retreatment Contract and a Termite Damage Contract.  Knowing the difference between these two types of contracts can save you thousands of dollars if damages occur to your home.

Termite Retreatment Contract

A termite retreatment contract consists of an initial treatment to a home, regular inspections, and any further re-treatments to get rid of any future infestations.  This type of contract does not protect your home from potential damages, it only promises that the company will come back to treat if new termites are found. 

Termite Damage Contract

In many ways a termite damage contract is performed the same way as a retreatment contract, however the difference is in the type of protection you get moving forward.  A damage contract not only includes the treatment and prevention of infestation but also covers the cost of repairing any future damage caused. For homeowners, this type of contract offers an added layer of security, ensuring that not only are these pests kept at bay, but any damage they may occur after the original treatment is also taken care of.

It’s crucial to understand that not all pest control companies offer damage contracts. At Innovative Pest Solutions, we understand the importance of comprehensive protection and offer contracts that cover both treatment and repair of damage.  Our termite contracts are backed by a $1,000,000 warranty to protect your home from future damage.  

The Havoc Wrought by Termites

Termites are more than just a nuisance. They can cause substantial structural damage to your home. These pests silently eat away at wood, flooring, wallpaper, and more, often going unnoticed until significant damage is done. The cost to repair this destruction can be astronomical, making it essential to have proactive measures in place.

Check out this short video from our YouTube channel to see live termites in action and the damage they can do to your home.

At Innovative Pest Solutions, a family-owned business based in the Raleigh/Durham area, we have seen and understand the havoc termites can wreak on your property. With over 20 years in termite control and protection, exclusively using liquid treatments with Termidor©, we have thousands of homes in the Triangle area protected under our $1,000,000 damage agreement

Why a Damage Contract is Vital for Your Home

Living in Raleigh, where these infestations are common, protecting your home with a termite damage contract is a wise decision. This contract serves as a guarantee that your property will not only be treated for termites but also insured against the costly repairs that come with termite deterioration. It’s an investment in your home’s longevity and your peace of mind.  

Choosing Innovative Pest Solutions for Your Termite Protection

At Innovative Pest Solutions, we pride ourselves on being dedicated to protecting your family and your home. We understand the local challenges in Raleigh and the best methods to combat them. Our choice to use liquid treatments like Termidor, instead of baits, is based on our commitment to providing immediate and effective termite control.

At Innovative Pest Solutions, we offer damage contracts tailored to meet the specific needs of your home. Our team of experts conducts thorough inspections, ensuring that every nook and cranny of your property is protected. With Innovative Pest Solutions, you’re not just getting a service provider; you’re gaining a partner in safeguarding your home.


Protecting your home from termites is not just about eliminating them; it’s about ensuring they don’t return and cause more damage. Whether it’s a bond or a damage contract, having a solid plan in place is crucial. We are committed to providing the best protection solutions. With our expertise, use of effective treatments like Termidor , and comprehensive warranty options, you can rest assured that your home is in safe hands.

subterranean worker termites

Remember, termites might be out of sight, but they shouldn’t be out of mind. Investing in a termite damage contract is investing in the longevity and safety of your home. Contact us today at Innovative Pest Solutions, and let’s keep your home termite-free.

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